We're Bringing Everything You Need Under One Roof, Even the Cash to Pay For Your House, Your Car, and Your Groceries

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Join using FREE Money
Take advantage of ALL the benefits of this program by using the FREE money offers from netSpend, accountNow, Rushcard and CapitalOne360.  Click here for details.

What PAID MEMBERS Get with Their Membership...

  • Access to downloadable content in the areas of home improvement, gardening, and family finance.
  • Access to  Groceries4Life members area (Downloadable Cookbooks, Grocery Coupons, Grocery Training Videos and Tips, Recipe Contests for more cash earnings)
  • Lifetime banner advertising for up to 4 opportunities/websites to be displayed in rotation through our partner network of websites.
  • Website links added to member lists for each opportunity promoted by the Co-Op for GUARANTEED sales, sign-ups and additional commissions from those companies/opportunities which each member is promoting.
  • (Under Development, in the USA first, and then to the world) Each member will receive a Savings4Life Card to use at participating small business Co-Op members for repeat discounts of 10% to 25%.
  • (Under Development, available worldwide) Each member will have access to Healthcare through our Co-Op. Each member will receive $125,000 of Healthcare coverage per each complete program cycle starting at Level 2 in each cycle.  As funding accrues for each individual, this is the amount the Co-Op will cover in expenses per each participant.  

Get Paid in 5 Ways

1) Referral Bonus

  • Every member that joins the program as a Trial Member receives a $2 referral bonus per Trial Member, a $2.50 bonus per Basic Member, and a $5.00 bonus per Gold Member.
  • Every member that joins the program as a Basic Member receives $2.50 per Basic Member referral and $5.00 per Gold Member referral.
  • Every member that joins the program as a Gold Member receives $5.00 per Basic Member referral and $10 per Gold Member referral ($20 for each subsequent year once the program is converted to an annual membership)
(NOTE: Once the program is converted to an annual membership program, the above amounts will be paid out annually per your membership level)

2) Level Completion Bonuses

For each level you complete, you receive a cash bonus that increases per level. 

Feeder: $25...Level 1: $125...Level 2: $300...Level 3: $1,025...Level 4: $3,250...Level 5: $3,375...Level 6: $30,200...Level 7: $314,500... You will earn these dollar amounts EVERY cycle through each level of our program.  This program is perpetual, meaning your earn these amounts over and over again as you complete each level in perpetuity.

3) Sponsor Bonus

  • Every Basic Member receives $12,500 per every personal referral that completes Level 7, over and over 
  • Every Gold Member receives $25,000 per every personal referral that completes Level 7, over and over

4) BONUS Opportunities

Every Level starting with Level 2 has an allotted Co-Op budget that will be used to pay to get you started in the BONUS opportunities of your choice. (We Pay To Get You Started in Other Opportunities)  This is the break down: Level 2: $375...Level 3: $1,125...Level 4: $3,375...Level 5: $10,125, Level 6: $30,375...Level 7: $91,125...

Some of the BONUS Opportunities include getting you started with companies like Avon, Mary Kay, Younique, Nerium, Jeunesse, Jewelry in Candles, Gold Canyon Candles, Vemma, Total Life Changes, etc.  Or other opportunities may include 1 year of service for solar panels in your home, a new swimming pool, a new car, or a vacation package we pay for.  All you have to do is enjoy it.  For a complete list of the current opportunities you can get involved in, click on "BONUS Opportunity List" above.

PLEASE NOTE: BONUS Opportunities are OPTIONAL. If you don't want to take advantage of additional income streams that you don't have to pay for out of your own pocket, that's up to you. 

If you don't take advantage of the BONUS money, either to join an opportunity or as a refund for your join fees in some of our existing opportunities, you may instead trade in your Co-Op Bonus Credit for "PIF" certificates to build your Housing4Life business.

5) Referral/New Member Contest

Every time we reach a 2000 member marker in our Co-Op (ie, 2000, 4000, 6000, etc), we are awarding top promoter prizes of $1000 and $500 to the two top promoters during that period of time and we're awarding at random two additional prizes to new Co-Op members, for a total of $3000 to be given away during each 2000 member time period.

EVERYONE STARTS HERE  
Single 2x1 Starter Cycle
 
Refer ONLY 2 Members and Advance to the Feeder Level.  Receive an up front $10 bonus for joining at the Gold Membership Level and a $10 bonus for EVERY Gold Member referral.
Feeder
($25 value)

Cycle 1
  • Level 1 Position ($125)
  • $25 Cash
Cycle 2 thru Infinity
  • Another Feeder Position ($25)
  • $75 Cash
  • $25 to Charity
  • $25 to program
Level 1
($125 value)

Every Cycle
  • Level 1 Position ($125)
  • 2 Feeder Positions ($50)
  • A Level 2 Position ($375)
  • $125 Cash
  • $75 in online/offline marketing materials (biz cards, postcards, presentation binder, etc)
Level 2
($375 value)

Cycle 1
  • Level 3 Position ($1,125)
  • 3 Feeder Positions ($75)
  • $300 Cash
  • $375 Co-Op Healthcare Credit
  • $375 Co-Op Bonus Credit
Cycle 2 thru Infinity
  • Level 3 Position ($1,125)
  • 3 Feeder Positions
  • $675 Cash
  • $375 Co-Op  Healthcare Credit
Level 3
($1,125 value)

Cycle 1
  • Level 4 Position ($3,375)
  • 4 Feeder Positions ($100)
  • $1,025 Cash
  • $1,125 Co-Op Healthcare Credit
  • $1,125 Co-Op Bonus Credit
Cycle 2 thru Infinity
  • Level 4 Position
  • 4 Feeder Positions ($100)
  • $2,150 Cash
  • $1,125 Co-Op  Healthcare Credit
Level 4
($3,375 value)

Cycle 1
  • Level 5 Position ($10,125)
  • 5 Feeder Positions ($125)
  • $3,250 Cash
  • $3,375 Co-Op Healthcare Credit
  • $3,375 Co-Op Bonus Credit
Cycle 2 thru Infinity
  • Level 5 Position ($10,125)
  • 5 Feeder Positions ($125)
  • $6,625 Cash
  • $3,375 Co-Op Healthcare Credit
Level 5
($10,125 value)

Cycle 1
  • Level 6 Position ($30,375)
  • 6 Feeder Positions ($150)
  • $9,975 Cash
  • $10,125 Co-Op Healthcare Credit
  • $10,125 Co-Op Bonus Credit
Cycle 2 thru Infinity
  • Level 6 Position ($30,375)
  • 6 Feeder Positions ($150)
  • $20,100 Cash
  • $10,125 Co-Op Healthcare Credit
Level 6
($30,375 value)

Cycle 1
  • Level 7 Position ($91,125)
  • 7 Feeder Positions ($175)
  • $30,200 Cash
  • $30,375 Co-Op Healthcare Credit
  • $30,375 Co-Op Bonus Credit
Cycle 2 thru Infinity
  • Level 7 Position ($91,125)
  • 7 Feeder Positions ($175)
  • $60,575 Cash
  • $30,375 Co-Op Healthcare Credit
Level 7
($91,125 value)

Cycle 1
  • $91,125 Co-Op Healthcare Credit
  • $91,125 Co-Op Bonus Credit
  • 750 Feeder positions ($18,750)
  • 125 PIF Certificates ( $6,250)
  • $314,500 Cash
Cycle 2 thru Infinity
  • $91,125 Co-Op Healthcare Credit
  • 750 Feeder Positions
  • 125 PIF Certificates
  • $405,625 Cash
Not only will you earn the money to pay CASH for ANY house, you'll also enjoy a lifetime of additional income streams.  Not bad for only $39.95, eh? 

The charts below break down each level and each cycle, letting you know how the funds are managed to be able to provide EVERYTHING this Co-Op program offers.  

Trust us, we've checked the math over and over.  It works.
As mentioned above, we're reimbursing you for services you already pay for and paying your way into additional OPTIONAL opportunities for you to earn more streams of income through this AMAZING opportunity.
(Some of the BONUS opportunities may not be available in all countries)

If you're already involved in many of the below opportunities, that's okay.  We'll pay your way into the ones you're not participating in, and we'll pay for YOUR referrals to participate in YOUR opportunities.  PLUS, if you're already a PAID member in any of these other opportunities PRIOR to joining as a PAID member into H4L, we will rebate your initial investment you paid into those other opportunities.

(PLEASE NOTE: The bottom graphic displays a number of graphic representing opportunities that were being considered, but have been taken away since.  For a current updated list of bonus opportunities, refer to the above menu option "BONUS Opportunity List")
As indicated on another page in our website, our program also pays for the healthcare expenses of you, your family, and if you pick the appropriate plan, your family pets at 100% based on accrued healthcare credit that our program sets aside for this purpose as you advance through the program.
Get Started Today and Tell 6 Friends So You Can Be On Your Way To Earning the House of Your Dreams and a Lifetime of Financial Security!!
"You can have ANYTHING you want in life if you just help enough other people get what they want." 
-Zig Ziglar